In short: a payment terminal reads your customer’s card, phone or watch, encrypts the payment data, and sends it over the internet to your payment provider. Your provider passes it to the card network (Visa, Mastercard, Bancontact), which asks the customer’s bank to approve it. The bank replies yes or no. All of that happens […]

In short: a payment terminal in Belgium usually costs between €25 and €50 per month to rent, or between €299 and €850 to buy outright depending on the device, plus a fee on every transaction (with an Axepta BNP Paribas payment terminal, you pay between €0.035 and 1.09%). The honest answer is that no provider […]

At Axepta BNP Paribas we follow the developments in the world of digital payments and manufacturing on the Internet. Although we are specialized in payment solutions such as payment terminals and transaction processing, we see how e-invoicing plays an increasingly important role in making financial processes more efficient. But what are the advantages of e-invoicing […]

The world of electronic payments is constantly evolving, and new forms of fraud can sometimes emerge. At Axepta BNP Paribas, we are here to help you keep your payment environment secure, both for you and your customers. Recently, a new fraud pattern has been identified involving payments made with smart devices like Apple Pay and […]

When a customer makes an electronic payment, the amount does not appear instantly in the merchant’s bank account, and fees are deducted from the transaction. These delays and costs are due to a rigorous process, which is essential to secure each payment and ensure its validity. Once a transaction is approved, it enters the first phase called ‘clearing.’ During this stage, information is exchanged between banks, payment networks (such as Bancontact, Visa, or Mastercard), and acquirers like Axepta BNP Paribas. […]

In the dynamic world of payment processing, the Move 5000 mobile terminal stands as a reliable ally, especially for businesses on the move. However, like any high-performing device, its effectiveness depends on the careful management of its battery life. Here, we explore key strategies to ensure your Move 5000 remains consistently charged and ready for […]

One in two entrepreneurs want to spend less time on their financial admin. And that’s understandable, as the average business manager spends 9 of their 55 working hours a week on their accounts (source: Unizo). Not to mention the hassle of the quarterly returns… If that sounds familiar, these 5 tips will help you get […]

As an entrepreneur, you naturally find it important to weigh up every cost in your business, including the cost of a payment solution. Did you know that investing in a payment terminal is not only interesting for your customers, who increasingly want to pay electronically, but is also interesting from a tax point of view?  The […]

Various studies on the payment behavior of Belgians reveal that the gap between the popularity of digital payments and cash is growing. This is an important breakthrough that you should take into account if you are a merchant. Responding to customers’ needs is the way to a promising financial future. Let’s take a closer look […]